If you use your insurance and First Love Yourself Counseling is an in network provider, there are a few important things you need to know:
The insurance company sets the contracted rate which FLY Counseling gets paid.
Your out of pocket expenses go towards this rate in one of the following ways:
You have a copay—this is a portion of the contracted rate—and FLY Counseling bills for the difference. The deductible is the “specialist” rate that is typically stated on your insurance card.
You have an annual deductible, in which case, you pay FLY Counseling the contracted rate until your deductible is met.
If you have out of network benefits, and FLY Counseling is NOT a provider for your insurance, we can provide you with receipts and superbills*, which you can submit for reimbursement (usually a percentage of the fee). You can call your insurance to get information about how this works.
If sessions are not booked online , then we require payment at the time of the session. Credit or debit is fine, as is cash or checks made out to First Love Yourself Counseling.
You should always call your insurance to confirm benefits, should you have any questions or concerns.
Highmark Blue Cross Blue Shield
Independence Blue Cross (Magellan)
The online scheduling calendar will allow you to see all available appointments in the coming weeks.
For telemental health sessions, fees are collected at the time of booking the service through the online scheduling calendar.
Please also inquire about our flexible payment option in which payment would not be due until the date of the service using Credit/debit cards, Health Savings Accounts, and Flexible Spending Accounts can be used by signing up through the HIPPA compliant Ivy Pay. If you choose to use Ivy Pay, you will be sent an encrypted text message in which you will have the option to pay using your debit, credit, FSA or HSA card. Your card will then be charged at the end of the session.
I provide a wide range of mental health services to patients in the Philadelphia area. Ever since I opened my practice in 2018 , it has continued to expand and now accepts a wide range of health insurance plans. Check out my list of recognized insurers and schedule an appointment with me today!